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The Citizens Bank
The Citizens Bank
| RSSD ID 961259 | CERTIFICATE 1164 | ABA NUMBER 102202078 |
| 500 W Broadway |
Quarter Ended : |
2025-12-31 |
| Farmington, New Mexico, 87401 |
Updated : |
2026-01-29 |
| www.cbnm.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
102 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 773,626 |
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Total Interest Income | 34,760 |
| Total Liabilities | 729,231 |
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Total NonInterest Income | 5,488 |
| Total Bank Equity Capital | 44,395 |
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Total Interest Expense | 6,504 |
| Total Deposits | 673,014 |
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Total NonInterest Expense | 17,365 |
| Net Loans & Leases | 304,087 |
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Net Income | 16,129 |
| Loan Loss Allowance | 4,183 |
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Net Charge Offs | 93 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 80,718 |
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Total loans | 307,787 |
| Total assets for the leverage ratio | 813,345 |
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Loans secured by real estate: | 260,276 |
| Tier 1 Leverage Ratio | 9.36 |
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Commercial and industrial loans | 43,565 |
| Tier 1 Capital Ratio | 18.55 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.66 |
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Loans to individuals - Other | 3,369 |
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