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 Bay Port State Bank
Bay Port State Bank
| RSSD ID 961446 | CERTIFICATE 15585 | ABA NUMBER 72405688 |
| 9840 Main St |
Quarter Ended : |
2025-09-30 |
| Bay Port, Michigan, 48720 |
Updated : |
2025-10-27 |
| https://www.bayportstatebank.com |
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| Institution Profile |
| Year Opened : |
1938 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 150,104 |
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Total Interest Income | 6,327 |
| Total Liabilities | 134,833 |
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Total NonInterest Income | 300 |
| Total Bank Equity Capital | 15,271 |
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Total Interest Expense | 1,131 |
| Total Deposits | 134,091 |
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Total NonInterest Expense | 3,459 |
| Net Loans & Leases | 128,414 |
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Net Income | 1,444 |
| Loan Loss Allowance | 1,812 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 128,513 |
| Total assets for the leverage ratio | 152,232 |
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Loans secured by real estate: | 91,201 |
| Tier 1 Leverage Ratio | 10.05 |
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Commercial and industrial loans | 12,674 |
| Off Balance Sheet Exposures (%) | 10.01 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,988 |
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:· Bay Port State Bank
