|
 |
|
|
 Bay Port State Bank
Bay Port State Bank
| RSSD ID 961446 | CERTIFICATE 15585 | ABA NUMBER 72405688 |
| 9840 Main St |
Quarter Ended : |
2025-12-31 |
| Bay Port, Michigan, 48720 |
Updated : |
2026-01-30 |
| https://www.bayportstatebank.com |
|
| Institution Profile |
| Year Opened : |
1938 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
32 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 153,282 |
|
Total Interest Income | 8,506 |
| Total Liabilities | 137,519 |
|
Total NonInterest Income | 383 |
| Total Bank Equity Capital | 15,763 |
|
Total Interest Expense | 1,496 |
| Total Deposits | 136,896 |
|
Total NonInterest Expense | 4,611 |
| Net Loans & Leases | 126,324 |
|
Net Income | 1,934 |
| Loan Loss Allowance | 1,940 |
|
Net Charge Offs | 6 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 129,876 |
| Total assets for the leverage ratio | 153,622 |
|
Loans secured by real estate: | 94,816 |
| Tier 1 Leverage Ratio | 10.23 |
|
Commercial and industrial loans | 11,848 |
| Off Balance Sheet Exposures (%) | 11.18 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,188 |
|
|
|
|
:· Bay Port State Bank
