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 First State Bank of the Southeast, Inc
First State Bank of the Southeast, Inc
| RSSD ID 961811 | CERTIFICATE 2710 | ABA NUMBER 42100861 |
| 1820 Cumberland Ave |
Quarter Ended : |
2025-06-30 |
| Middlesboro, Kentucky, 40965 |
Updated : |
2025-07-21 |
| www.ourfsb.bank |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
72 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 412,302 |
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Total Interest Income | 11,077 |
| Total Liabilities | 382,374 |
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Total NonInterest Income | 981 |
| Total Bank Equity Capital | 29,928 |
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Total Interest Expense | 4,059 |
| Total Deposits | 272,908 |
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Total NonInterest Expense | 7,045 |
| Net Loans & Leases | 351,708 |
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Net Income | 954 |
| Loan Loss Allowance | 4,745 |
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Net Charge Offs | (13) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 38,332 |
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Total loans | 357,748 |
| Total assets for the leverage ratio | 400,253 |
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Loans secured by real estate: | 316,065 |
| Tier 1 Leverage Ratio | 8.57 |
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Commercial and industrial loans | 36,350 |
| Tier 1 Capital Ratio | 10.67 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.92 |
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Loans to individuals - Other | 5,005 |
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:· First State Bank of the Southeast, Inc
