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 Union National Bank and Trust Company of Elgin
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Union National Bank and Trust Company of Elgin
| RSSD ID 963730 | CERTIFICATE 3661 | ABA NUMBER 71900993 |
| 101 E Chicago St |
Quarter Ended : |
2026-06-30 |
| Elgin, Illinois, 60120 |
Updated : |
2026-08-07 |
| www.unbelgin.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 421,761 |
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Total Interest Income | 10,666 |
| Total Liabilities | 380,823 |
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Total NonInterest Income | 2 |
| Total Bank Equity Capital | 40,938 |
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Total Interest Expense | 3,303 |
| Total Deposits | 376,926 |
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Total NonInterest Expense | 3,054 |
| Net Loans & Leases | 345,059 |
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Net Income | 3,058 |
| Loan Loss Allowance | 3,595 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 43,839 |
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Total loans | 344,720 |
| Total assets for the leverage ratio | 415,416 |
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Loans secured by real estate: | 297,517 |
| Tier 1 Leverage Ratio | 9.85 |
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Commercial and industrial loans | 47,048 |
| Tier 1 Capital Ratio | 17.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.94 |
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Loans to individuals - Other | 82 |
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:· Union National Bank and Trust Company of Elgin
