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 Union National Bank and Trust Company of Elgin
Union National Bank and Trust Company of Elgin
| RSSD ID 963730 | CERTIFICATE 3661 | ABA NUMBER 71900993 |
| 101 E Chicago St |
Quarter Ended : |
2025-03-31 |
| Elgin, Illinois, 60120 |
Updated : |
2025-04-16 |
| UNBELGIN.COM |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 389,324 |
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Total Interest Income | 4,884 |
| Total Liabilities | 349,877 |
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Total NonInterest Income | 0 |
| Total Bank Equity Capital | 39,447 |
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Total Interest Expense | 1,172 |
| Total Deposits | 348,111 |
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Total NonInterest Expense | 1,287 |
| Net Loans & Leases | 304,903 |
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Net Income | 1,747 |
| Loan Loss Allowance | 3,567 |
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Net Charge Offs | (5) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,269 |
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Total loans | 311,494 |
| Total assets for the leverage ratio | 392,322 |
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Loans secured by real estate: | 265,145 |
| Tier 1 Leverage Ratio | 10.05 |
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Commercial and industrial loans | 45,744 |
| Tier 1 Capital Ratio | 17.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.79 |
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Loans to individuals - Other | 152 |
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:· Union National Bank and Trust Company of Elgin
