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Merchants Bank of Indiana
Merchants Bank of Indiana
| RSSD ID 963945 | CERTIFICATE 8056 | ABA NUMBER 74909153 |
| 410 Monon Blvd |
Quarter Ended : |
2025-09-30 |
| Carmel, Indiana, 46032 |
Updated : |
2025-10-28 |
| www.bankmerchants.com |
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| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
729 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 19,296,676 |
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Total Interest Income | 891,302 |
| Total Liabilities | 17,117,326 |
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Total NonInterest Income | 113,374 |
| Total Bank Equity Capital | 2,179,350 |
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Total Interest Expense | 504,839 |
| Total Deposits | 13,998,493 |
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Total NonInterest Expense | 214,274 |
| Net Loans & Leases | 10,515,221 |
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Net Income | 155,363 |
| Loan Loss Allowance | 93,330 |
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Net Charge Offs | 86,018 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 2,274,675 |
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Total loans | 15,049,923 |
| Total assets for the leverage ratio | 18,746,183 |
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Loans secured by real estate: | 7,761,927 |
| Tier 1 Leverage Ratio | 11.58 |
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Commercial and industrial loans | 1,318,973 |
| Tier 1 Capital Ratio | 12.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.36 |
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Loans to individuals - Other | 5,799 |
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