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 First State Bank
First State Bank
| RSSD ID 965051 | CERTIFICATE 21752 | ABA NUMBER 103101929 |
| 321 W Main St |
Quarter Ended : |
2025-09-30 |
| Watonga, Oklahoma, 73772 |
Updated : |
2025-10-06 |
| www.fsbwatonga.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 82,901 |
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Total Interest Income | 3,717 |
| Total Liabilities | 73,549 |
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Total NonInterest Income | 183 |
| Total Bank Equity Capital | 9,352 |
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Total Interest Expense | 902 |
| Total Deposits | 72,681 |
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Total NonInterest Expense | 1,906 |
| Net Loans & Leases | 43,120 |
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Net Income | 1,033 |
| Loan Loss Allowance | 1,319 |
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Net Charge Offs | (39) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 44,352 |
| Total assets for the leverage ratio | 83,206 |
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Loans secured by real estate: | 21,975 |
| Tier 1 Leverage Ratio | 13.43 |
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Commercial and industrial loans | 6,670 |
| Off Balance Sheet Exposures (%) | 3.41 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,931 |
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:· First State Bank
