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 First State Bank
First State Bank
| RSSD ID 965051 | CERTIFICATE 21752 | ABA NUMBER 103101929 |
| 321 W Main St |
Quarter Ended : |
2025-12-31 |
| Watonga, Oklahoma, 73772 |
Updated : |
2026-01-21 |
| www.fsbwatonga.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 83,122 |
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Total Interest Income | 5,015 |
| Total Liabilities | 73,348 |
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Total NonInterest Income | 220 |
| Total Bank Equity Capital | 9,774 |
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Total Interest Expense | 1,201 |
| Total Deposits | 72,904 |
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Total NonInterest Expense | 2,547 |
| Net Loans & Leases | 50,805 |
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Net Income | 1,424 |
| Loan Loss Allowance | 1,320 |
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Net Charge Offs | (36) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 48,536 |
| Total assets for the leverage ratio | 84,043 |
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Loans secured by real estate: | 24,386 |
| Tier 1 Leverage Ratio | 13.61 |
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Commercial and industrial loans | 6,272 |
| Off Balance Sheet Exposures (%) | 5.18 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,055 |
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:· First State Bank
