|
 |
|
|
 First State Bank
|
First State Bank
| RSSD ID 965051 | CERTIFICATE 21752 | ABA NUMBER 103101929 |
| 321 W Main St |
Quarter Ended : |
2026-06-30 |
| Watonga, Oklahoma, 73772 |
Updated : |
2026-07-21 |
| www.fsbwatonga.com |
|
| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
15 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 89,784 |
|
Total Interest Income | 2,635 |
| Total Liabilities | 79,689 |
|
Total NonInterest Income | 162 |
| Total Bank Equity Capital | 10,095 |
|
Total Interest Expense | 629 |
| Total Deposits | 79,164 |
|
Total NonInterest Expense | 1,226 |
| Net Loans & Leases | 48,514 |
|
Net Income | 916 |
| Loan Loss Allowance | 1,346 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 50,079 |
| Total assets for the leverage ratio | 89,684 |
|
Loans secured by real estate: | 25,318 |
| Tier 1 Leverage Ratio | 13.18 |
|
Commercial and industrial loans | 6,222 |
| Off Balance Sheet Exposures (%) | 7.19 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 2,890 |
|
|
|
|
:· First State Bank
