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Kingston National Bank
Kingston National Bank
| RSSD ID 966722 | CERTIFICATE 6616 | ABA NUMBER 44210063 |
| 2 N Main St |
Quarter Ended : |
2025-09-30 |
| Kingston, Ohio, 45644 |
Updated : |
2025-10-27 |
| www.kingstonnationalbank.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 577,331 |
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Total Interest Income | 20,579 |
| Total Liabilities | 535,372 |
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Total NonInterest Income | 1,539 |
| Total Bank Equity Capital | 41,959 |
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Total Interest Expense | 8,045 |
| Total Deposits | 529,872 |
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Total NonInterest Expense | 10,188 |
| Net Loans & Leases | 406,184 |
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Net Income | 3,112 |
| Loan Loss Allowance | 3,927 |
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Net Charge Offs | 64 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 55,923 |
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Total loans | 402,296 |
| Total assets for the leverage ratio | 573,950 |
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Loans secured by real estate: | 293,484 |
| Tier 1 Leverage Ratio | 9.04 |
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Commercial and industrial loans | 40,208 |
| Tier 1 Capital Ratio | 12.51 |
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Loans to individuals - Credit Cards | 995 |
| Total Capital Ratio | 13.48 |
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Loans to individuals - Other | 6,457 |
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