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West Plains Savings and Loan Association
West Plains Savings and Loan Association
| RSSD ID 966973 | CERTIFICATE 31329 | ABA NUMBER 281573686 |
| 417 W Broadway St |
Quarter Ended : |
2025-12-31 |
| West Plains, Missouri, 65775 |
Updated : |
2026-01-29 |
| www.westplainssavingsandloan.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 99,086 |
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Total Interest Income | 4,837 |
| Total Liabilities | 78,400 |
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Total NonInterest Income | 39 |
| Total Bank Equity Capital | 20,686 |
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Total Interest Expense | 2,247 |
| Total Deposits | 75,613 |
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Total NonInterest Expense | 2,129 |
| Net Loans & Leases | 73,695 |
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Net Income | 372 |
| Loan Loss Allowance | 947 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 75,057 |
| Total assets for the leverage ratio | 100,494 |
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Loans secured by real estate: | 71,050 |
| Tier 1 Leverage Ratio | 20.63 |
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Commercial and industrial loans | 820 |
| Off Balance Sheet Exposures (%) | 2.72 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 828 |
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