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 First National Bank, Cortez
First National Bank, Cortez
| RSSD ID 968155 | CERTIFICATE 17872 | ABA NUMBER 102104888 |
| 2258 E Main St |
Quarter Ended : |
2025-12-31 |
| Cortez, Colorado, 81321 |
Updated : |
2026-01-20 |
| www.fnbcortez.com |
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| Institution Profile |
| Year Opened : |
1958 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 152,333 |
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Total Interest Income | 8,123 |
| Total Liabilities | 137,422 |
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Total NonInterest Income | 566 |
| Total Bank Equity Capital | 14,911 |
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Total Interest Expense | 2,579 |
| Total Deposits | 132,208 |
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Total NonInterest Expense | 3,685 |
| Net Loans & Leases | 96,674 |
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Net Income | 1,748 |
| Loan Loss Allowance | 1,261 |
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Net Charge Offs | 17 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 17,331 |
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Total loans | 96,061 |
| Total assets for the leverage ratio | 152,205 |
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Loans secured by real estate: | 76,085 |
| Tier 1 Leverage Ratio | 10.55 |
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Commercial and industrial loans | 6,136 |
| Tier 1 Capital Ratio | 15.8 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.05 |
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Loans to individuals - Other | 3,388 |
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:· First National Bank, Cortez
