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 First Choice Bank
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First Choice Bank
| RSSD ID 968744 | CERTIFICATE 5006 | ABA NUMBER 84202073 |
| 19 S Main St |
Quarter Ended : |
2026-06-30 |
| Pontotoc, Mississippi, 38863 |
Updated : |
2026-07-22 |
| https://www.firstchoice.bank |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
98 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 561,000 |
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Total Interest Income | 15,522 |
| Total Liabilities | 515,067 |
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Total NonInterest Income | 1,646 |
| Total Bank Equity Capital | 45,933 |
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Total Interest Expense | 6,163 |
| Total Deposits | 510,008 |
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Total NonInterest Expense | 9,592 |
| Net Loans & Leases | 402,400 |
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Net Income | 1,035 |
| Loan Loss Allowance | 4,014 |
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Net Charge Offs | 173 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 380,974 |
| Total assets for the leverage ratio | 555,080 |
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Loans secured by real estate: | 327,524 |
| Tier 1 Leverage Ratio | 9.52 |
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Commercial and industrial loans | 28,162 |
| Off Balance Sheet Exposures (%) | 18.13 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,336 |
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:· First Choice Bank
