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Guaranty Bank & Trust Company of Delhi, Louisiana
Guaranty Bank & Trust Company of Delhi, Louisiana
| RSSD ID 969255 | CERTIFICATE 19638 | ABA NUMBER 111101458 |
| 120 Oak St |
Quarter Ended : |
2025-12-31 |
| Delhi, Louisiana, 71232 |
Updated : |
2026-01-27 |
| www.gbankla.com |
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| Institution Profile |
| Year Opened : |
1966 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
64 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 467,042 |
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Total Interest Income | 28,956 |
| Total Liabilities | 429,751 |
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Total NonInterest Income | 1,734 |
| Total Bank Equity Capital | 37,291 |
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Total Interest Expense | 11,771 |
| Total Deposits | 402,784 |
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Total NonInterest Expense | 10,874 |
| Net Loans & Leases | 331,996 |
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Net Income | 7,264 |
| Loan Loss Allowance | 1,796 |
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Net Charge Offs | 783 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 39,146 |
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Total loans | 331,834 |
| Total assets for the leverage ratio | 453,854 |
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Loans secured by real estate: | 316,242 |
| Tier 1 Leverage Ratio | 8.23 |
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Commercial and industrial loans | 8,726 |
| Tier 1 Capital Ratio | 14.25 |
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Loans to individuals - Credit Cards | 1,021 |
| Total Capital Ratio | 14.94 |
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Loans to individuals - Other | 4,263 |
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