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 FNB Bank, Inc.
FNB Bank, Inc.
| RSSD ID 969639 | CERTIFICATE 6794 | ABA NUMBER 52201938 |
| 105 N High St |
Quarter Ended : |
2025-12-31 |
| Romney, West Virginia, 26757 |
Updated : |
2026-02-06 |
| www.fnbtoday.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 273,991 |
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Total Interest Income | 13,817 |
| Total Liabilities | 249,167 |
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Total NonInterest Income | 1,725 |
| Total Bank Equity Capital | 24,824 |
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Total Interest Expense | 4,349 |
| Total Deposits | 241,558 |
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Total NonInterest Expense | 8,078 |
| Net Loans & Leases | 205,358 |
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Net Income | 2,274 |
| Loan Loss Allowance | 2,154 |
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Net Charge Offs | 328 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 208,284 |
| Total assets for the leverage ratio | 274,224 |
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Loans secured by real estate: | 181,327 |
| Tier 1 Leverage Ratio | 10.24 |
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Commercial and industrial loans | 10,087 |
| Off Balance Sheet Exposures (%) | 4.27 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,825 |
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:· FNB Bank, Inc.
