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 Guthrie County State Bank
Guthrie County State Bank
| RSSD ID 969844 | CERTIFICATE 226 | ABA NUMBER 73921404 |
| 505 E Main St |
Quarter Ended : |
2025-06-30 |
| Panora, Iowa, 50216 |
Updated : |
2025-08-06 |
| www.gcsbank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 274,723 |
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Total Interest Income | 7,032 |
| Total Liabilities | 251,829 |
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Total NonInterest Income | 437 |
| Total Bank Equity Capital | 22,894 |
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Total Interest Expense | 3,472 |
| Total Deposits | 206,037 |
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Total NonInterest Expense | 2,694 |
| Net Loans & Leases | 153,235 |
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Net Income | 1,251 |
| Loan Loss Allowance | 1,824 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 34,997 |
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Total loans | 148,449 |
| Total assets for the leverage ratio | 271,503 |
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Loans secured by real estate: | 93,153 |
| Tier 1 Leverage Ratio | 12.2 |
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Commercial and industrial loans | 22,317 |
| Tier 1 Capital Ratio | 17.3 |
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Loans to individuals - Credit Cards | 132 |
| Total Capital Ratio | 18.28 |
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Loans to individuals - Other | 7,146 |
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:· Guthrie County State Bank
