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Zavala County Bank
Zavala County Bank
| RSSD ID 969956 | CERTIFICATE 15105 | ABA NUMBER 114910222 |
| 2300 N Us Highway 83 |
Quarter Ended : |
2025-12-31 |
| Crystal City, Texas, 78839 |
Updated : |
2026-01-30 |
| www:zcbank.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 77,833 |
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Total Interest Income | 2,864 |
| Total Liabilities | 68,795 |
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Total NonInterest Income | 966 |
| Total Bank Equity Capital | 9,038 |
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Total Interest Expense | 332 |
| Total Deposits | 68,264 |
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Total NonInterest Expense | 2,197 |
| Net Loans & Leases | 7,945 |
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Net Income | 1,073 |
| Loan Loss Allowance | 107 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 11,743 |
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Total loans | 8,052 |
| Total assets for the leverage ratio | 79,417 |
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Loans secured by real estate: | 1,077 |
| Tier 1 Leverage Ratio | 14.65 |
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Commercial and industrial loans | 1,334 |
| Tier 1 Capital Ratio | 57.49 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 58.03 |
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Loans to individuals - Other | 3,948 |
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