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 Hertford Savings Bank, SSB
Hertford Savings Bank, SSB
| RSSD ID 971379 | CERTIFICATE 31345 | ABA NUMBER 253170677 |
| 121 N Church St |
Quarter Ended : |
2025-12-31 |
| Hertford, North Carolina, 27944 |
Updated : |
2026-01-23 |
| www.hertfordsavingsbank.com |
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| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
3 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 19,429 |
|
Total Interest Income | 950 |
| Total Liabilities | 17,219 |
|
Total NonInterest Income | 5 |
| Total Bank Equity Capital | 2,210 |
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Total Interest Expense | 437 |
| Total Deposits | 17,193 |
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Total NonInterest Expense | 538 |
| Net Loans & Leases | 13,377 |
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Net Income | (15) |
| Loan Loss Allowance | 135 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 13,391 |
| Total assets for the leverage ratio | 19,701 |
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Loans secured by real estate: | 14,284 |
| Tier 1 Leverage Ratio | 11.22 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 9.91 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 240 |
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:· Hertford Savings Bank, SSB
