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SPECTRA FEDERAL CREDIT UNION
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SPECTRA FEDERAL CREDIT UNION
| RSSD ID 971977 | CHARTER 5380 |
| 5440 CHEROKEE AVE STE 200 |
Quarter Ended : |
2026-06-30 |
| ALEXANDRIA, VA, 22312 |
Agency Update : |
2026-07-30 |
| http://www.spectracu.com |
| Institution Profile |
| Chartered : |
1946 |
Institution Type : |
Credit Union |
| Credit Union Type : |
Federal |
Federal Regulator : |
NCUA |
| Membership Type : |
Multiple common bond - primarily federal, state, local government |
| Statistical Area (MSA) : |
Not Available |
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| Number of Offices : |
0 |
| Current Members : |
31,519 |
Potential Members : |
78,798 |
| Full-time Employees : |
73 |
Part-time Employees : |
0 |
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| Financial Fast Facts |
| Balance Sheet |
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Income Statement (ytd) |
| Total Assets | 544,414,197 |
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Total Interest Income | 11,476,024 |
| Total Liabilities | 511,062,669 |
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Total NonInterest Income | 1,544,944 |
| Total Shares and Deposits | 458,759,421 |
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Total Interest Expense | 3,320,687 |
| Total Equity | 47,220,300 |
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Total NonInterest Expense | 9,039,339 |
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| PCA Net Worth |
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Loans & Leases |
| Total Net Worth | 47,220,300 |
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Total Number | 9,168 |
| Net Worth Ratio | 8.67 |
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Total Amount | 337,600,198 |
| Net Worth Classification | Well Capitalized |
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Total Delinquent(60+ Days) Number | 98 |
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Total Delinquent(60+ Days) Amount | 6,261,075 |
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