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 Woodsfield Savings Bank
Woodsfield Savings Bank
| RSSD ID 97279 | CERTIFICATE 32292 | ABA NUMBER 243272941 |
| 600 Lewisville Rd |
Quarter Ended : |
2025-12-31 |
| Woodsfield, Ohio, 43793 |
Updated : |
2026-01-15 |
| www.woodsfieldsavings.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 114,961 |
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Total Interest Income | 5,987 |
| Total Liabilities | 105,362 |
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Total NonInterest Income | 522 |
| Total Bank Equity Capital | 9,599 |
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Total Interest Expense | 1,468 |
| Total Deposits | 104,844 |
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Total NonInterest Expense | 3,728 |
| Net Loans & Leases | 84,561 |
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Net Income | 852 |
| Loan Loss Allowance | 842 |
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Net Charge Offs | 71 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 10,939 |
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Total loans | 84,237 |
| Total assets for the leverage ratio | 115,204 |
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Loans secured by real estate: | 67,709 |
| Tier 1 Leverage Ratio | 8.73 |
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Commercial and industrial loans | 4,988 |
| Tier 1 Capital Ratio | 14.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.46 |
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Loans to individuals - Other | 11,273 |
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:· Woodsfield Savings Bank
