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First National Bank and Trust Co. of Bottineau
First National Bank and Trust Co. of Bottineau
| RSSD ID 974558 | CERTIFICATE 3902 | ABA NUMBER 91304634 |
| 424 Main St |
Quarter Ended : |
2025-12-31 |
| Bottineau, North Dakota, 58318 |
Updated : |
2026-01-22 |
| www.firstbottineau.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 163,641 |
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Total Interest Income | 8,435 |
| Total Liabilities | 141,038 |
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Total NonInterest Income | 126 |
| Total Bank Equity Capital | 22,603 |
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Total Interest Expense | 2,261 |
| Total Deposits | 139,840 |
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Total NonInterest Expense | 3,578 |
| Net Loans & Leases | 88,857 |
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Net Income | 1,681 |
| Loan Loss Allowance | 2,069 |
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Net Charge Offs | 29 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 90,731 |
| Total assets for the leverage ratio | 165,440 |
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Loans secured by real estate: | 44,930 |
| Tier 1 Leverage Ratio | 14.14 |
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Commercial and industrial loans | 5,085 |
| Off Balance Sheet Exposures (%) | 15.36 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,145 |
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