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 UNICO Bank
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UNICO Bank
| RSSD ID 975153 | CERTIFICATE 10608 | ABA NUMBER 81910436 |
| 625 Veterans Dr |
Quarter Ended : |
2026-06-30 |
| Mineral Point, Missouri, 63660 |
Updated : |
2026-08-03 |
| www.unicobank.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
123 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 502,638 |
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Total Interest Income | 14,959 |
| Total Liabilities | 459,094 |
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Total NonInterest Income | 1,888 |
| Total Bank Equity Capital | 43,544 |
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Total Interest Expense | 4,445 |
| Total Deposits | 456,613 |
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Total NonInterest Expense | 8,615 |
| Net Loans & Leases | 402,684 |
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Net Income | 3,357 |
| Loan Loss Allowance | 4,622 |
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Net Charge Offs | 226 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 49,284 |
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Total loans | 407,591 |
| Total assets for the leverage ratio | 501,301 |
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Loans secured by real estate: | 345,691 |
| Tier 1 Leverage Ratio | 8.89 |
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Commercial and industrial loans | 33,755 |
| Tier 1 Capital Ratio | 11.8 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.04 |
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Loans to individuals - Other | 17,935 |
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:· UNICO Bank
