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 MountainOne Bank
MountainOne Bank
| RSSD ID 97804 | CERTIFICATE 90253 | ABA NUMBER 211871015 |
| 93 Main St |
Quarter Ended : |
2025-03-31 |
| North Adams, Massachusetts, 1247 |
Updated : |
2025-04-29 |
| www.mountainone.com |
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| Institution Profile |
| Year Opened : |
1848 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
191 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 997,538 |
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Total Interest Income | 12,462 |
| Total Liabilities | 842,812 |
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Total NonInterest Income | 6,257 |
| Total Bank Equity Capital | 154,726 |
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Total Interest Expense | 4,708 |
| Total Deposits | 753,627 |
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Total NonInterest Expense | 10,322 |
| Net Loans & Leases | 743,734 |
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Net Income | 2,392 |
| Loan Loss Allowance | 7,601 |
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Net Charge Offs | 794 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 151,414 |
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Total loans | 741,993 |
| Total assets for the leverage ratio | 985,633 |
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Loans secured by real estate: | 644,480 |
| Tier 1 Leverage Ratio | 14.45 |
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Commercial and industrial loans | 84,793 |
| Tier 1 Capital Ratio | 16.83 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.9 |
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Loans to individuals - Other | 12,643 |
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:· MountainOne Bank
