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 MountainOne Bank
MountainOne Bank
| RSSD ID 97804 | CERTIFICATE 90253 | ABA NUMBER 211871015 |
| 93 Main St |
Quarter Ended : |
2025-09-30 |
| North Adams, Massachusetts, 1247 |
Updated : |
2025-10-30 |
| www.mountainone.com |
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| Institution Profile |
| Year Opened : |
1848 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
187 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,044,106 |
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Total Interest Income | 39,258 |
| Total Liabilities | 881,105 |
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Total NonInterest Income | 18,165 |
| Total Bank Equity Capital | 163,001 |
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Total Interest Expense | 14,322 |
| Total Deposits | 790,659 |
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Total NonInterest Expense | 30,714 |
| Net Loans & Leases | 782,365 |
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Net Income | 8,655 |
| Loan Loss Allowance | 8,181 |
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Net Charge Offs | 714 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 158,446 |
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Total loans | 784,046 |
| Total assets for the leverage ratio | 1,025,081 |
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Loans secured by real estate: | 689,166 |
| Tier 1 Leverage Ratio | 14.54 |
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Commercial and industrial loans | 81,153 |
| Tier 1 Capital Ratio | 16.62 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.66 |
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Loans to individuals - Other | 13,671 |
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:· MountainOne Bank
