|
 |
|
|
 MountainOne Bank
MountainOne Bank
| RSSD ID 97804 | CERTIFICATE 90253 | ABA NUMBER 211871015 |
| 93 Main St |
Quarter Ended : |
2025-06-30 |
| North Adams, Massachusetts, 01247 |
Updated : |
2025-08-07 |
| www.mountainone.com |
|
| Institution Profile |
| Year Opened : |
1848 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
190 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,026,403 |
|
Total Interest Income | 25,557 |
| Total Liabilities | 867,794 |
|
Total NonInterest Income | 12,460 |
| Total Bank Equity Capital | 158,609 |
|
Total Interest Expense | 9,446 |
| Total Deposits | 776,619 |
|
Total NonInterest Expense | 20,483 |
| Net Loans & Leases | 767,521 |
|
Net Income | 5,454 |
| Loan Loss Allowance | 8,158 |
|
Net Charge Offs | 857 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 154,904 |
|
Total loans | 765,456 |
| Total assets for the leverage ratio | 1,005,681 |
|
Loans secured by real estate: | 666,109 |
| Tier 1 Leverage Ratio | 14.48 |
|
Commercial and industrial loans | 85,207 |
| Tier 1 Capital Ratio | 16.78 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.85 |
|
Loans to individuals - Other | 14,088 |
|
|
|
|
:· MountainOne Bank
