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Flanagan State Bank
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Flanagan State Bank
| RSSD ID 979133 | CERTIFICATE 11734 | ABA NUMBER 71118264 |
| 301 W Falcon Hwy |
Quarter Ended : |
2026-03-31 |
| Flanagan, Illinois, 61740 |
Updated : |
2026-04-28 |
| www.flanaganstatebank.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
15 |
Number of Employees : |
131 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 313,429 |
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Total Interest Income | 3,615 |
| Total Liabilities | 293,156 |
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Total NonInterest Income | 3,023 |
| Total Bank Equity Capital | 20,273 |
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Total Interest Expense | 1,190 |
| Total Deposits | 290,314 |
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Total NonInterest Expense | 5,136 |
| Net Loans & Leases | 172,328 |
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Net Income | 171 |
| Loan Loss Allowance | 1,718 |
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Net Charge Offs | 98 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 30,135 |
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Total loans | 183,935 |
| Total assets for the leverage ratio | 320,674 |
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Loans secured by real estate: | 133,586 |
| Tier 1 Leverage Ratio | 8.86 |
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Commercial and industrial loans | 15,975 |
| Tier 1 Capital Ratio | 13.22 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.03 |
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Loans to individuals - Other | 2,895 |
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