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 Flanagan State Bank
Flanagan State Bank
| RSSD ID 979133 | CERTIFICATE 11734 | ABA NUMBER 71118264 |
| 301 W Falcon Hwy |
Quarter Ended : |
2025-12-31 |
| Flanagan, Illinois, 61740 |
Updated : |
2026-01-28 |
| www.flanaganstatebank.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
15 |
Number of Employees : |
126 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 312,454 |
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Total Interest Income | 14,557 |
| Total Liabilities | 292,512 |
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Total NonInterest Income | 12,451 |
| Total Bank Equity Capital | 19,942 |
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Total Interest Expense | 5,152 |
| Total Deposits | 276,560 |
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Total NonInterest Expense | 19,689 |
| Net Loans & Leases | 180,838 |
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Net Income | 1,917 |
| Loan Loss Allowance | 1,773 |
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Net Charge Offs | (22) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,078 |
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Total loans | 191,320 |
| Total assets for the leverage ratio | 322,299 |
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Loans secured by real estate: | 137,779 |
| Tier 1 Leverage Ratio | 8.78 |
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Commercial and industrial loans | 16,645 |
| Tier 1 Capital Ratio | 11.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.66 |
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Loans to individuals - Other | 3,003 |
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:· Flanagan State Bank
