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 First National Bank
First National Bank
| RSSD ID 979629 | CERTIFICATE 6811 | ABA NUMBER 51403041 |
| 622 Broad St |
Quarter Ended : |
2025-09-30 |
| Altavista, Virginia, 24517 |
Updated : |
2025-10-23 |
| www.1stnatbk.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
192 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,028,918 |
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Total Interest Income | 38,133 |
| Total Liabilities | 943,525 |
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Total NonInterest Income | 5,874 |
| Total Bank Equity Capital | 85,393 |
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Total Interest Expense | 8,359 |
| Total Deposits | 938,064 |
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Total NonInterest Expense | 25,155 |
| Net Loans & Leases | 723,158 |
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Net Income | 8,390 |
| Loan Loss Allowance | 5,177 |
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Net Charge Offs | 49 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 95,895 |
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Total loans | 722,007 |
| Total assets for the leverage ratio | 1,026,644 |
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Loans secured by real estate: | 491,279 |
| Tier 1 Leverage Ratio | 8.82 |
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Commercial and industrial loans | 89,315 |
| Tier 1 Capital Ratio | 12.19 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.91 |
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Loans to individuals - Other | 132,161 |
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:· First National Bank
