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 First National Bank
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First National Bank
| RSSD ID 979629 | CERTIFICATE 6811 | ABA NUMBER 51403041 |
| 622 Broad St |
Quarter Ended : |
2026-03-31 |
| Altavista, Virginia, 24517 |
Updated : |
2026-04-28 |
| www.1stnatbk.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
185 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,087,944 |
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Total Interest Income | 13,062 |
| Total Liabilities | 1,002,302 |
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Total NonInterest Income | 1,912 |
| Total Bank Equity Capital | 85,642 |
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Total Interest Expense | 2,706 |
| Total Deposits | 998,523 |
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Total NonInterest Expense | 8,380 |
| Net Loans & Leases | 734,540 |
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Net Income | 3,102 |
| Loan Loss Allowance | 5,239 |
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Net Charge Offs | 73 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 97,715 |
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Total loans | 735,708 |
| Total assets for the leverage ratio | 1,069,676 |
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Loans secured by real estate: | 502,962 |
| Tier 1 Leverage Ratio | 8.63 |
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Commercial and industrial loans | 91,814 |
| Tier 1 Capital Ratio | 12.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.06 |
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Loans to individuals - Other | 133,274 |
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:· First National Bank
