|
 |
|
|
 First National Bank
|
First National Bank
| RSSD ID 979629 | CERTIFICATE 6811 | ABA NUMBER 51403041 |
| 622 Broad St |
Quarter Ended : |
2026-06-30 |
| Altavista, Virginia, 24517 |
Updated : |
2026-07-27 |
| www.1stnatbk.com |
|
| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
193 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,139,443 |
|
Total Interest Income | 26,812 |
| Total Liabilities | 1,047,970 |
|
Total NonInterest Income | 8,078 |
| Total Bank Equity Capital | 91,473 |
|
Total Interest Expense | 5,404 |
| Total Deposits | 1,041,696 |
|
Total NonInterest Expense | 17,236 |
| Net Loans & Leases | 742,401 |
|
Net Income | 9,624 |
| Loan Loss Allowance | 5,288 |
|
Net Charge Offs | 249 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 103,500 |
|
Total loans | 745,477 |
| Total assets for the leverage ratio | 1,109,109 |
|
Loans secured by real estate: | 506,863 |
| Tier 1 Leverage Ratio | 8.84 |
|
Commercial and industrial loans | 91,369 |
| Tier 1 Capital Ratio | 13.04 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.76 |
|
Loans to individuals - Other | 133,511 |
|
|
|
|
:· First National Bank
