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 The Karnes County National Bank of Karnes City
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The Karnes County National Bank of Karnes City
| RSSD ID 979759 | CERTIFICATE 3279 | ABA NUMBER 114911234 |
| 311 E Calvert Ave |
Quarter Ended : |
2026-06-30 |
| Karnes City, Texas, 78118 |
Updated : |
2026-07-23 |
| www.kcnb.com |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 577,379 |
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Total Interest Income | 12,956 |
| Total Liabilities | 527,334 |
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Total NonInterest Income | 380 |
| Total Bank Equity Capital | 50,045 |
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Total Interest Expense | 4,128 |
| Total Deposits | 525,528 |
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Total NonInterest Expense | 6,577 |
| Net Loans & Leases | 230,924 |
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Net Income | 1,738 |
| Loan Loss Allowance | 3,225 |
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Net Charge Offs | 370 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 67,469 |
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Total loans | 234,288 |
| Total assets for the leverage ratio | 595,490 |
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Loans secured by real estate: | 191,829 |
| Tier 1 Leverage Ratio | 10.76 |
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Commercial and industrial loans | 26,781 |
| Tier 1 Capital Ratio | 20.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.51 |
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Loans to individuals - Other | 4,653 |
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:· The Karnes County National Bank of Karnes City
