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 Eaton Community Bank
Eaton Community Bank
| RSSD ID 980773 | CERTIFICATE 29846 | ABA NUMBER 272471166 |
| 236 S Cochran Ave |
Quarter Ended : |
2025-12-31 |
| Charlotte, Michigan, 48813 |
Updated : |
2026-01-30 |
| www.eaton.bank |
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| Institution Profile |
| Year Opened : |
1936 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
90 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 523,765 |
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Total Interest Income | 24,662 |
| Total Liabilities | 459,366 |
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Total NonInterest Income | 2,799 |
| Total Bank Equity Capital | 64,399 |
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Total Interest Expense | 9,457 |
| Total Deposits | 442,021 |
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Total NonInterest Expense | 14,345 |
| Net Loans & Leases | 319,559 |
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Net Income | (260) |
| Loan Loss Allowance | 4,711 |
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Net Charge Offs | 159 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 318,235 |
| Total assets for the leverage ratio | 512,281 |
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Loans secured by real estate: | 238,483 |
| Tier 1 Leverage Ratio | 13.09 |
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Commercial and industrial loans | 9,525 |
| Off Balance Sheet Exposures (%) | 7.84 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 69,837 |
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:· Eaton Community Bank
