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Eaton Community Bank
Eaton Community Bank
RSSD ID 980773 | CERTIFICATE 29846 | ABA NUMBER 272471166 |
236 S Cochran Ave |
Quarter Ended : |
2025-03-31 |
Charlotte, Michigan, 48813 |
Updated : |
2025-04-29 |
www.eaton.bank |
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Institution Profile |
Year Opened : |
1936 |
Institution Type : |
Savings bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
7 |
Number of Employees : |
90 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 503,684 |
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Total Interest Income | 6,022 |
Total Liabilities | 442,143 |
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Total NonInterest Income | 687 |
Total Bank Equity Capital | 61,541 |
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Total Interest Expense | 2,265 |
Total Deposits | 439,624 |
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Total NonInterest Expense | 3,645 |
Net Loans & Leases | 286,430 |
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Net Income | 645 |
Loan Loss Allowance | 2,831 |
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Net Charge Offs | 21 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 285,243 |
Total assets for the leverage ratio | 499,198 |
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Loans secured by real estate: | 222,654 |
Tier 1 Leverage Ratio | 13.6 |
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Commercial and industrial loans | 10,332 |
Off Balance Sheet Exposures (%) | 8.14 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 51,863 |
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