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 The Cecilian Bank
The Cecilian Bank
| RSSD ID 982142 | CERTIFICATE 8774 | ABA NUMBER 83904631 |
| 104 E Main St |
Quarter Ended : |
2025-06-30 |
| Cecilia, Kentucky, 42724 |
Updated : |
2025-07-15 |
| www.thececilianbank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
243 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,558,029 |
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Total Interest Income | 37,385 |
| Total Liabilities | 1,401,074 |
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Total NonInterest Income | 6,042 |
| Total Bank Equity Capital | 156,955 |
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Total Interest Expense | 12,744 |
| Total Deposits | 1,274,187 |
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Total NonInterest Expense | 17,414 |
| Net Loans & Leases | 1,032,843 |
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Net Income | 9,641 |
| Loan Loss Allowance | 10,680 |
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Net Charge Offs | 591 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,033,498 |
| Total assets for the leverage ratio | 1,560,817 |
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Loans secured by real estate: | 893,240 |
| Tier 1 Leverage Ratio | 11.12 |
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Commercial and industrial loans | 65,648 |
| Off Balance Sheet Exposures (%) | 5.15 |
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Loans to individuals - Credit Cards | 3,191 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 44,491 |
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:· The Cecilian Bank
