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 The Citizens State Bank of Ouray
The Citizens State Bank of Ouray
| RSSD ID 98351 | CERTIFICATE 1779 | ABA NUMBER 102103258 |
| 600 Main St |
Quarter Ended : |
2025-12-31 |
| Ouray, Colorado, 81427 |
Updated : |
2026-01-27 |
| www.csbcolorado.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
38 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 215,319 |
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Total Interest Income | 10,463 |
| Total Liabilities | 199,748 |
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Total NonInterest Income | 1,142 |
| Total Bank Equity Capital | 15,571 |
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Total Interest Expense | 2,784 |
| Total Deposits | 196,525 |
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Total NonInterest Expense | 7,399 |
| Net Loans & Leases | 151,003 |
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Net Income | 1,444 |
| Loan Loss Allowance | 1,498 |
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Net Charge Offs | 88 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,878 |
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Total loans | 154,649 |
| Total assets for the leverage ratio | 217,994 |
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Loans secured by real estate: | 141,858 |
| Tier 1 Leverage Ratio | 8.43 |
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Commercial and industrial loans | 7,680 |
| Tier 1 Capital Ratio | 11.86 |
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Loans to individuals - Credit Cards | 210 |
| Total Capital Ratio | 12.82 |
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Loans to individuals - Other | 737 |
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:· The Citizens State Bank of Ouray
