|
 |
|
|
 The Citizens State Bank of Ouray
The Citizens State Bank of Ouray
| RSSD ID 98351 | CERTIFICATE 1779 | ABA NUMBER 102103258 |
| 600 Main St |
Quarter Ended : |
2025-06-30 |
| Ouray, Colorado, 81427 |
Updated : |
2025-07-18 |
| www.csbcolorado.com |
|
| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
35 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 217,664 |
|
Total Interest Income | 5,083 |
| Total Liabilities | 203,770 |
|
Total NonInterest Income | 550 |
| Total Bank Equity Capital | 13,894 |
|
Total Interest Expense | 1,448 |
| Total Deposits | 200,898 |
|
Total NonInterest Expense | 3,550 |
| Net Loans & Leases | 154,807 |
|
Net Income | 466 |
| Loan Loss Allowance | 1,540 |
|
Net Charge Offs | 1 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 18,945 |
|
Total loans | 155,888 |
| Total assets for the leverage ratio | 212,583 |
|
Loans secured by real estate: | 145,635 |
| Tier 1 Leverage Ratio | 8.19 |
|
Commercial and industrial loans | 6,701 |
| Tier 1 Capital Ratio | 11.18 |
|
Loans to individuals - Credit Cards | 171 |
| Total Capital Ratio | 12.17 |
|
Loans to individuals - Other | 884 |
|
|
|
|
:· The Citizens State Bank of Ouray
