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 Home State Bank
Home State Bank
| RSSD ID 983550 | CERTIFICATE 9745 | ABA NUMBER 91915670 |
| 1435 Us Highway 12 |
Quarter Ended : |
2025-12-31 |
| Litchfield, Minnesota, 55355 |
Updated : |
2026-01-23 |
| www.hsbofmn.com |
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| Institution Profile |
| Year Opened : |
1926 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 208,596 |
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Total Interest Income | 10,082 |
| Total Liabilities | 192,213 |
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Total NonInterest Income | 1,248 |
| Total Bank Equity Capital | 16,383 |
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Total Interest Expense | 2,317 |
| Total Deposits | 187,677 |
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Total NonInterest Expense | 6,331 |
| Net Loans & Leases | 118,263 |
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Net Income | 2,399 |
| Loan Loss Allowance | 1,369 |
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Net Charge Offs | 111 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 27,252 |
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Total loans | 121,011 |
| Total assets for the leverage ratio | 222,615 |
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Loans secured by real estate: | 85,161 |
| Tier 1 Leverage Ratio | 11.63 |
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Commercial and industrial loans | 22,737 |
| Tier 1 Capital Ratio | 15.5 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.32 |
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Loans to individuals - Other | 4,883 |
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:· Home State Bank
