|
 |
|
|
 Home State Bank
Home State Bank
| RSSD ID 983550 | CERTIFICATE 9745 | ABA NUMBER 91915670 |
| 1435 Us Highway 12 |
Quarter Ended : |
2025-03-31 |
| Litchfield, Minnesota, 55355 |
Updated : |
2025-04-16 |
| www.hsbofmn.com |
|
| Institution Profile |
| Year Opened : |
1926 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
37 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 211,954 |
|
Total Interest Income | 2,388 |
| Total Liabilities | 200,513 |
|
Total NonInterest Income | 305 |
| Total Bank Equity Capital | 11,441 |
|
Total Interest Expense | 572 |
| Total Deposits | 181,923 |
|
Total NonInterest Expense | 1,535 |
| Net Loans & Leases | 110,644 |
|
Net Income | 534 |
| Loan Loss Allowance | 1,403 |
|
Net Charge Offs | 3 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 26,129 |
|
Total loans | 111,207 |
| Total assets for the leverage ratio | 221,828 |
|
Loans secured by real estate: | 77,701 |
| Tier 1 Leverage Ratio | 11.15 |
|
Commercial and industrial loans | 23,140 |
| Tier 1 Capital Ratio | 15.2 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.06 |
|
Loans to individuals - Other | 5,131 |
|
|
|
|
:· Home State Bank
