|
 |
|
|
 First National Bank and Trust Company of Ardmore
First National Bank and Trust Company of Ardmore
| RSSD ID 984258 | CERTIFICATE 4037 | ABA NUMBER 103100522 |
| 405 W Main St |
Quarter Ended : |
2025-09-30 |
| Ardmore, Oklahoma, 73401 |
Updated : |
2025-10-23 |
| www.1nb.bank |
|
| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
151 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 668,482 |
|
Total Interest Income | 25,448 |
| Total Liabilities | 603,207 |
|
Total NonInterest Income | 3,964 |
| Total Bank Equity Capital | 65,275 |
|
Total Interest Expense | 7,383 |
| Total Deposits | 562,266 |
|
Total NonInterest Expense | 14,745 |
| Net Loans & Leases | 405,692 |
|
Net Income | 6,834 |
| Loan Loss Allowance | 5,583 |
|
Net Charge Offs | 152 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 390,486 |
| Total assets for the leverage ratio | 674,097 |
|
Loans secured by real estate: | 284,706 |
| Tier 1 Leverage Ratio | 9.77 |
|
Commercial and industrial loans | 60,392 |
| Off Balance Sheet Exposures (%) | 1.6 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 17,976 |
|
|
|
|
:· First National Bank and Trust Company of Ardmore
