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Main Street Bank Corp.
Main Street Bank Corp.
| RSSD ID 985479 | CERTIFICATE 29847 | ABA NUMBER 43404647 |
| 151 N Market St |
Quarter Ended : |
2025-12-31 |
| Wooster, Ohio, 44691 |
Updated : |
2026-01-30 |
| www.mymainstreetbank.bank |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
161 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,494,856 |
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Total Interest Income | 83,519 |
| Total Liabilities | 1,351,852 |
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Total NonInterest Income | 3,530 |
| Total Bank Equity Capital | 143,004 |
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Total Interest Expense | 31,908 |
| Total Deposits | 1,335,942 |
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Total NonInterest Expense | 31,095 |
| Net Loans & Leases | 1,209,489 |
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Net Income | 17,653 |
| Loan Loss Allowance | 13,130 |
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Net Charge Offs | 253 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 146,431 |
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Total loans | 1,228,782 |
| Total assets for the leverage ratio | 1,472,646 |
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Loans secured by real estate: | 1,079,422 |
| Tier 1 Leverage Ratio | 9.02 |
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Commercial and industrial loans | 115,275 |
| Tier 1 Capital Ratio | 11.37 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.53 |
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Loans to individuals - Other | 14,498 |
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