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The First National Bank of Le Center
The First National Bank of Le Center
| RSSD ID 986551 | CERTIFICATE 5180 | ABA NUMBER 91904270 |
| 701 Ash St Ne |
Quarter Ended : |
2025-12-31 |
| Lonsdale, Minnesota, 55046 |
Updated : |
2026-01-13 |
| www.fnblecenter.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 178,319 |
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Total Interest Income | 9,083 |
| Total Liabilities | 163,364 |
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Total NonInterest Income | 628 |
| Total Bank Equity Capital | 14,955 |
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Total Interest Expense | 3,650 |
| Total Deposits | 158,201 |
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Total NonInterest Expense | 3,940 |
| Net Loans & Leases | 127,274 |
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Net Income | 1,867 |
| Loan Loss Allowance | 1,106 |
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Net Charge Offs | 136 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 123,602 |
| Total assets for the leverage ratio | 182,323 |
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Loans secured by real estate: | 75,672 |
| Tier 1 Leverage Ratio | 8.45 |
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Commercial and industrial loans | 14,402 |
| Off Balance Sheet Exposures (%) | 11.25 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,086 |
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