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Bank of Alapaha
Bank of Alapaha
| RSSD ID 986935 | CERTIFICATE 155 | ABA NUMBER 61205271 |
| 245 Ne Railroad St |
Quarter Ended : |
2025-12-31 |
| Alapaha, Georgia, 31622 |
Updated : |
2026-01-26 |
| www.bankofalapaha.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 250,135 |
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Total Interest Income | 11,136 |
| Total Liabilities | 231,283 |
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Total NonInterest Income | 835 |
| Total Bank Equity Capital | 18,852 |
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Total Interest Expense | 3,202 |
| Total Deposits | 229,618 |
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Total NonInterest Expense | 6,548 |
| Net Loans & Leases | 119,406 |
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Net Income | 1,768 |
| Loan Loss Allowance | 2,913 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 26,449 |
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Total loans | 124,642 |
| Total assets for the leverage ratio | 246,966 |
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Loans secured by real estate: | 73,866 |
| Tier 1 Leverage Ratio | 10.06 |
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Commercial and industrial loans | 26,989 |
| Tier 1 Capital Ratio | 19.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.69 |
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Loans to individuals - Other | 7,181 |
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