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 Community State Bank
Community State Bank
| RSSD ID 987231 | CERTIFICATE 23257 | ABA NUMBER 71124931 |
| 625 Se 2nd St |
Quarter Ended : |
2025-12-31 |
| Galva, Illinois, 61434 |
Updated : |
2026-01-16 |
| www.commstatebank.com |
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| Institution Profile |
| Year Opened : |
1980 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 387,961 |
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Total Interest Income | 20,553 |
| Total Liabilities | 347,745 |
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Total NonInterest Income | 653 |
| Total Bank Equity Capital | 40,216 |
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Total Interest Expense | 7,254 |
| Total Deposits | 346,153 |
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Total NonInterest Expense | 8,112 |
| Net Loans & Leases | 277,388 |
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Net Income | 5,240 |
| Loan Loss Allowance | 4,205 |
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Net Charge Offs | (377) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 269,105 |
| Total assets for the leverage ratio | 378,336 |
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Loans secured by real estate: | 212,046 |
| Tier 1 Leverage Ratio | 10.19 |
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Commercial and industrial loans | 30,757 |
| Off Balance Sheet Exposures (%) | 12.9 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,148 |
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:· Community State Bank
