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 Community State Bank
Community State Bank
| RSSD ID 987848 | CERTIFICATE 1839 | ABA NUMBER 74912645 |
| 101 N Chicago St |
Quarter Ended : |
2025-12-31 |
| Royal Center, Indiana, 46978 |
Updated : |
2026-01-30 |
| www.csbnetbank.com |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 173,118 |
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Total Interest Income | 7,209 |
| Total Liabilities | 158,946 |
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Total NonInterest Income | 826 |
| Total Bank Equity Capital | 14,172 |
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Total Interest Expense | 2,372 |
| Total Deposits | 157,728 |
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Total NonInterest Expense | 4,609 |
| Net Loans & Leases | 85,919 |
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Net Income | 928 |
| Loan Loss Allowance | 1,223 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,557 |
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Total loans | 85,953 |
| Total assets for the leverage ratio | 170,389 |
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Loans secured by real estate: | 49,191 |
| Tier 1 Leverage Ratio | 10.17 |
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Commercial and industrial loans | 6,750 |
| Tier 1 Capital Ratio | 17.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.69 |
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Loans to individuals - Other | 5,938 |
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:· Community State Bank
