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 The Western State Bank
The Western State Bank
| RSSD ID 988153 | CERTIFICATE 21121 | ABA NUMBER 101102865 |
| 1500 E Kansas Ave |
Quarter Ended : |
2025-09-30 |
| Garden City, Kansas, 67846 |
Updated : |
2025-10-30 |
| www.wsbks.com |
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| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
9 |
Number of Employees : |
124 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 793,942 |
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Total Interest Income | 37,093 |
| Total Liabilities | 715,059 |
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Total NonInterest Income | 1,906 |
| Total Bank Equity Capital | 78,883 |
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Total Interest Expense | 11,000 |
| Total Deposits | 711,184 |
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Total NonInterest Expense | 11,670 |
| Net Loans & Leases | 524,499 |
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Net Income | 14,330 |
| Loan Loss Allowance | 11,884 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 92,685 |
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Total loans | 536,522 |
| Total assets for the leverage ratio | 796,850 |
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Loans secured by real estate: | 234,620 |
| Tier 1 Leverage Ratio | 10.65 |
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Commercial and industrial loans | 131,262 |
| Tier 1 Capital Ratio | 13.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.97 |
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Loans to individuals - Other | 7,888 |
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:· The Western State Bank
