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 The Western State Bank
The Western State Bank
| RSSD ID 988153 | CERTIFICATE 21121 | ABA NUMBER 101102865 |
| 1500 E Kansas Ave |
Quarter Ended : |
2025-12-31 |
| Garden City, Kansas, 67846 |
Updated : |
2026-01-30 |
| www.wsbks.com |
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| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
9 |
Number of Employees : |
123 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 825,383 |
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Total Interest Income | 49,624 |
| Total Liabilities | 743,385 |
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Total NonInterest Income | 2,646 |
| Total Bank Equity Capital | 81,998 |
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Total Interest Expense | 14,559 |
| Total Deposits | 739,507 |
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Total NonInterest Expense | 15,908 |
| Net Loans & Leases | 530,257 |
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Net Income | 19,132 |
| Loan Loss Allowance | 12,235 |
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Net Charge Offs | (19) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 93,985 |
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Total loans | 527,641 |
| Total assets for the leverage ratio | 812,320 |
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Loans secured by real estate: | 234,511 |
| Tier 1 Leverage Ratio | 10.59 |
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Commercial and industrial loans | 128,152 |
| Tier 1 Capital Ratio | 13.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.85 |
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Loans to individuals - Other | 8,761 |
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:· The Western State Bank
