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 Cross Bank
Cross Bank
| RSSD ID 989347 | CERTIFICATE 13821 | ABA NUMBER 84101514 |
| 399 Merriman Ave E |
Quarter Ended : |
2025-12-31 |
| Wynne, Arkansas, 72396 |
Updated : |
2026-01-30 |
| www.mycrossbank.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
88 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 567,622 |
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Total Interest Income | 37,515 |
| Total Liabilities | 508,922 |
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Total NonInterest Income | 2,002 |
| Total Bank Equity Capital | 58,700 |
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Total Interest Expense | 12,929 |
| Total Deposits | 479,406 |
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Total NonInterest Expense | 12,479 |
| Net Loans & Leases | 443,402 |
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Net Income | 9,645 |
| Loan Loss Allowance | 7,696 |
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Net Charge Offs | 268 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 463,278 |
| Total assets for the leverage ratio | 569,979 |
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Loans secured by real estate: | 293,130 |
| Tier 1 Leverage Ratio | 9.8 |
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Commercial and industrial loans | 33,921 |
| Off Balance Sheet Exposures (%) | 10.65 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 23,259 |
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:· Cross Bank
