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Cross Bank
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Cross Bank
| RSSD ID 989347 | CERTIFICATE 13821 | ABA NUMBER 84101514 |
| 399 Merriman Ave E |
Quarter Ended : |
2026-06-30 |
| Wynne, Arkansas, 72396 |
Updated : |
2026-07-29 |
| www.mycrossbank.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 593,483 |
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Total Interest Income | 19,093 |
| Total Liabilities | 530,893 |
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Total NonInterest Income | 971 |
| Total Bank Equity Capital | 62,590 |
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Total Interest Expense | 5,713 |
| Total Deposits | 480,686 |
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Total NonInterest Expense | 6,008 |
| Net Loans & Leases | 469,426 |
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Net Income | 5,507 |
| Loan Loss Allowance | 8,758 |
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Net Charge Offs | 25 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 463,285 |
| Total assets for the leverage ratio | 573,432 |
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Loans secured by real estate: | 286,664 |
| Tier 1 Leverage Ratio | 10.45 |
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Commercial and industrial loans | 32,587 |
| Off Balance Sheet Exposures (%) | 12.52 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,698 |
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