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 Tower Community Bank
Tower Community Bank
| RSSD ID 989730 | CERTIFICATE 20100 | ABA NUMBER 64101660 |
| 4564 Main St |
Quarter Ended : |
2025-12-31 |
| Jasper, Tennessee, 37347 |
Updated : |
2026-01-28 |
| www.towercommunitybank.com |
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| Institution Profile |
| Year Opened : |
1970 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 382,391 |
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Total Interest Income | 23,757 |
| Total Liabilities | 341,936 |
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Total NonInterest Income | 3,286 |
| Total Bank Equity Capital | 39,874 |
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Total Interest Expense | 7,716 |
| Total Deposits | 336,893 |
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Total NonInterest Expense | 13,914 |
| Net Loans & Leases | 289,971 |
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Net Income | 3,093 |
| Loan Loss Allowance | 2,988 |
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Net Charge Offs | 866 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 290,199 |
| Total assets for the leverage ratio | 391,691 |
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Loans secured by real estate: | 265,602 |
| Tier 1 Leverage Ratio | 9.74 |
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Commercial and industrial loans | 18,263 |
| Off Balance Sheet Exposures (%) | 10.38 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,691 |
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:· Tower Community Bank
