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 The State Bank of Geneva
The State Bank of Geneva
| RSSD ID 991135 | CERTIFICATE 925 | ABA NUMBER 71905817 |
| 22 S 4th St |
Quarter Ended : |
2025-12-31 |
| Geneva, Illinois, 60134 |
Updated : |
2026-01-26 |
| www.sbgeneva.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 122,180 |
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Total Interest Income | 5,703 |
| Total Liabilities | 109,492 |
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Total NonInterest Income | 1,231 |
| Total Bank Equity Capital | 12,688 |
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Total Interest Expense | 1,858 |
| Total Deposits | 106,049 |
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Total NonInterest Expense | 4,317 |
| Net Loans & Leases | 77,369 |
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Net Income | 759 |
| Loan Loss Allowance | 1,567 |
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Net Charge Offs | (244) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 15,115 |
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Total loans | 76,723 |
| Total assets for the leverage ratio | 123,432 |
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Loans secured by real estate: | 65,172 |
| Tier 1 Leverage Ratio | 11.44 |
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Commercial and industrial loans | 7,565 |
| Tier 1 Capital Ratio | 17.8 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.06 |
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Loans to individuals - Other | 1,798 |
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:· The State Bank of Geneva
