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First Missouri Bank of SEMO
First Missouri Bank of SEMO
| RSSD ID 991359 | CERTIFICATE 19349 | ABA NUMBER 81501492 |
| 500 Independence Ave |
Quarter Ended : |
2025-09-30 |
| Kennett, Missouri, 63857 |
Updated : |
2025-10-27 |
| www.myfm.bank |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 221,746 |
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Total Interest Income | 9,339 |
| Total Liabilities | 202,500 |
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Total NonInterest Income | 627 |
| Total Bank Equity Capital | 19,246 |
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Total Interest Expense | 2,638 |
| Total Deposits | 201,143 |
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Total NonInterest Expense | 4,280 |
| Net Loans & Leases | 194,557 |
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Net Income | 3,048 |
| Loan Loss Allowance | 3,422 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 21,555 |
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Total loans | 196,632 |
| Total assets for the leverage ratio | 219,765 |
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Loans secured by real estate: | 135,262 |
| Tier 1 Leverage Ratio | 8.76 |
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Commercial and industrial loans | 17,404 |
| Tier 1 Capital Ratio | 10.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.78 |
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Loans to individuals - Other | 5,591 |
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