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Peoples State Bank
Peoples State Bank
| RSSD ID 991854 | CERTIFICATE 17138 | ABA NUMBER 103112743 |
| 117 East Main Street |
Quarter Ended : |
2025-09-30 |
| Blair, Oklahoma, 73526 |
Updated : |
2025-10-21 |
| www.psbokonline.com |
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| Institution Profile |
| Year Opened : |
1952 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
5 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 13,361 |
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Total Interest Income | 676 |
| Total Liabilities | 11,582 |
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Total NonInterest Income | 73 |
| Total Bank Equity Capital | 1,779 |
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Total Interest Expense | 34 |
| Total Deposits | 11,573 |
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Total NonInterest Expense | 515 |
| Net Loans & Leases | 10,253 |
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Net Income | 200 |
| Loan Loss Allowance | 75 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 9,506 |
| Total assets for the leverage ratio | 13,941 |
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Loans secured by real estate: | 2,322 |
| Tier 1 Leverage Ratio | 12.76 |
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Commercial and industrial loans | 3,749 |
| Off Balance Sheet Exposures (%) | 10.18 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,125 |
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