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NATIONAL COOPERATIVE BANK, N.A.
NATIONAL COOPERATIVE BANK, N.A.
| RSSD ID 99376 | CERTIFICATE 32612 | ABA NUMBER 242272227 |
| 139 S High St |
Quarter Ended : |
2025-12-31 |
| Hillsboro, Ohio, 45133 |
Updated : |
2026-01-30 |
| www.ncb.coop |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
341 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 4,103,082 |
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Total Interest Income | 223,245 |
| Total Liabilities | 3,651,631 |
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Total NonInterest Income | 46,801 |
| Total Bank Equity Capital | 451,451 |
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Total Interest Expense | 92,393 |
| Total Deposits | 3,503,173 |
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Total NonInterest Expense | 123,582 |
| Net Loans & Leases | 3,066,637 |
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Net Income | 47,659 |
| Loan Loss Allowance | 28,482 |
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Net Charge Offs | 256 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 479,033 |
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Total loans | 3,293,702 |
| Total assets for the leverage ratio | 4,104,859 |
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Loans secured by real estate: | 2,147,927 |
| Tier 1 Leverage Ratio | 10.93 |
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Commercial and industrial loans | 1,014,747 |
| Tier 1 Capital Ratio | 14.45 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.44 |
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Loans to individuals - Other | 130,757 |
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