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 United Bank
United Bank
| RSSD ID 994435 | CERTIFICATE 58 | ABA NUMBER 62102098 |
| 200 E Nashville Ave |
Quarter Ended : |
2025-12-31 |
| Atmore, Alabama, 36502 |
Updated : |
2026-01-28 |
| www.unitedbank.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
257 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,446,151 |
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Total Interest Income | 76,299 |
| Total Liabilities | 1,233,112 |
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Total NonInterest Income | 10,690 |
| Total Bank Equity Capital | 213,039 |
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Total Interest Expense | 15,988 |
| Total Deposits | 1,194,745 |
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Total NonInterest Expense | 43,117 |
| Net Loans & Leases | 882,475 |
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Net Income | 18,674 |
| Loan Loss Allowance | 11,766 |
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Net Charge Offs | 4,886 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 236,330 |
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Total loans | 899,763 |
| Total assets for the leverage ratio | 1,455,966 |
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Loans secured by real estate: | 576,606 |
| Tier 1 Leverage Ratio | 15.38 |
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Commercial and industrial loans | 198,140 |
| Tier 1 Capital Ratio | 20.74 |
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Loans to individuals - Credit Cards | 2,554 |
| Total Capital Ratio | 21.89 |
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Loans to individuals - Other | 31,023 |
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:· United Bank
