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 United Bank
United Bank
| RSSD ID 994435 | CERTIFICATE 58 | ABA NUMBER 62102098 |
| 200 E Nashville Ave |
Quarter Ended : |
2025-09-30 |
| Atmore, Alabama, 36502 |
Updated : |
2025-10-29 |
| www.unitedbank.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
253 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,421,065 |
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Total Interest Income | 57,160 |
| Total Liabilities | 1,213,757 |
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Total NonInterest Income | 8,089 |
| Total Bank Equity Capital | 207,308 |
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Total Interest Expense | 11,884 |
| Total Deposits | 1,177,381 |
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Total NonInterest Expense | 31,399 |
| Net Loans & Leases | 893,099 |
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Net Income | 14,234 |
| Loan Loss Allowance | 11,888 |
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Net Charge Offs | 4,455 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 231,940 |
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Total loans | 899,184 |
| Total assets for the leverage ratio | 1,443,655 |
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Loans secured by real estate: | 564,951 |
| Tier 1 Leverage Ratio | 15.2 |
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Commercial and industrial loans | 205,665 |
| Tier 1 Capital Ratio | 20.32 |
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Loans to individuals - Credit Cards | 2,386 |
| Total Capital Ratio | 21.48 |
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Loans to individuals - Other | 34,190 |
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:· United Bank
