Milford Building and Loan Association Financial Reports

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Milford Building and Loan Association

RSSD ID 994770 \| CERTIFICATE 30152 \| ABA NUMBER 271172615
131 E Jones St	Quarter Ended :	2025-03-31
Milford, Illinois, 60953	Updated :	2025-04-24

Institution Profile
Year Opened :	1883	Institution Type :	Stock and Mutual Savings bank
Entity Type :	State	Federal Regulator :	FDIC
Member Federal Reserve :	No	S-Corp :	No
Fiduciary Powers :	No	Powers Exercised :	No
Filing Type :	051

Specialization :	Mortgage Lending Specialization
Number of Offices :	1	Number of Employees :	5

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)
Total Assets	26,691	Total Interest Income	312
Total Liabilities	23,443	Total NonInterest Income	1
Total Bank Equity Capital	3,248	Total Interest Expense	161
Total Deposits	23,212	Total NonInterest Expense	134
Net Loans & Leases	18,107	Net Income	9
Loan Loss Allowance	285	Net Charge Offs	0

Regulatory Capital		Quarterly Averages (USD, in thousands)
Community Bank Leverage Ratio	Yes	Total loans	18,345
Total assets for the leverage ratio	27,159	Loans secured by real estate:	17,814
Tier 1 Leverage Ratio	11.96	Commercial and industrial loans	0
Off Balance Sheet Exposures (%)	0.31	Loans to individuals - Credit Cards	0
Trading Assets and Liabilities (%)	0	Loans to individuals - Other	0

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury