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Milford Building and Loan Association

Milford Building and Loan Association
RSSD ID 994770 | CERTIFICATE 30152 | ABA NUMBER 271172615
131 E Jones St Quarter Ended : 2025-12-31
Milford, Illinois, 60953 Updated : 2026-01-28

Institution Profile
Year Opened : 1883 Institution Type : Stock and Mutual Savings bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Mortgage Lending Specialization
Number of Offices : 1 Number of Employees : 4

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets27,383
Total Interest Income1,343
Total Liabilities24,058
Total NonInterest Income22
Total Bank Equity Capital3,325
Total Interest Expense682
Total Deposits23,868
Total NonInterest Expense536
Net Loans & Leases18,307
Net Income87
Loan Loss Allowance273
Net Charge Offs46



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital3,495
Total loans18,591
Total assets for the leverage ratio27,672
Loans secured by real estate:18,072
Tier 1 Leverage Ratio12.02
Commercial and industrial loans0
Tier 1 Capital Ratio24.59
Loans to individuals - Credit Cards0
Total Capital Ratio25.85
Loans to individuals - Other0





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury