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 Peoples Bank of Kentucky, Inc.
Peoples Bank of Kentucky, Inc.
| RSSD ID 995517 | CERTIFICATE 16970 | ABA NUMBER 42102788 |
| 106 S Main Cross St |
Quarter Ended : |
2025-12-31 |
| Flemingsburg, Kentucky, 41041 |
Updated : |
2026-01-16 |
| www.peoplesbankofky.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
106 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 542,312 |
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Total Interest Income | 33,433 |
| Total Liabilities | 480,467 |
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Total NonInterest Income | 2,850 |
| Total Bank Equity Capital | 61,845 |
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Total Interest Expense | 10,406 |
| Total Deposits | 467,208 |
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Total NonInterest Expense | 15,383 |
| Net Loans & Leases | 398,718 |
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Net Income | 6,652 |
| Loan Loss Allowance | 10,341 |
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Net Charge Offs | 476 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 67,130 |
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Total loans | 412,237 |
| Total assets for the leverage ratio | 543,210 |
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Loans secured by real estate: | 327,435 |
| Tier 1 Leverage Ratio | 11.43 |
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Commercial and industrial loans | 41,009 |
| Tier 1 Capital Ratio | 15.61 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.88 |
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Loans to individuals - Other | 14,623 |
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:· Peoples Bank of Kentucky, Inc.
