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 Peoples Bank of Kentucky, Inc.
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Peoples Bank of Kentucky, Inc.
| RSSD ID 995517 | CERTIFICATE 16970 | ABA NUMBER 42102788 |
| 106 S Main Cross St |
Quarter Ended : |
2026-06-30 |
| Flemingsburg, Kentucky, 41041 |
Updated : |
2026-07-28 |
| www.peoplesbankofky.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
110 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 564,890 |
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Total Interest Income | 16,461 |
| Total Liabilities | 502,596 |
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Total NonInterest Income | 1,542 |
| Total Bank Equity Capital | 62,294 |
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Total Interest Expense | 5,396 |
| Total Deposits | 489,323 |
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Total NonInterest Expense | 7,259 |
| Net Loans & Leases | 383,885 |
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Net Income | 1,372 |
| Loan Loss Allowance | 12,788 |
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Net Charge Offs | 269 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 68,222 |
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Total loans | 389,992 |
| Total assets for the leverage ratio | 568,263 |
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Loans secured by real estate: | 321,325 |
| Tier 1 Leverage Ratio | 11.13 |
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Commercial and industrial loans | 33,923 |
| Tier 1 Capital Ratio | 16.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.54 |
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Loans to individuals - Other | 13,754 |
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:· Peoples Bank of Kentucky, Inc.
