|
 |
|
|
 Peoples Bank of Kentucky, Inc.
Peoples Bank of Kentucky, Inc.
| RSSD ID 995517 | CERTIFICATE 16970 | ABA NUMBER 42102788 |
| 106 S Main Cross St |
Quarter Ended : |
2025-03-31 |
| Flemingsburg, Kentucky, 41041 |
Updated : |
2025-04-25 |
| www.peoplesbankofky.com |
|
| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
106 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 506,545 |
|
Total Interest Income | 7,855 |
| Total Liabilities | 449,386 |
|
Total NonInterest Income | 626 |
| Total Bank Equity Capital | 57,159 |
|
Total Interest Expense | 2,600 |
| Total Deposits | 437,505 |
|
Total NonInterest Expense | 3,297 |
| Net Loans & Leases | 388,174 |
|
Net Income | 1,607 |
| Loan Loss Allowance | 9,501 |
|
Net Charge Offs | 166 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 63,091 |
|
Total loans | 383,624 |
| Total assets for the leverage ratio | 494,821 |
|
Loans secured by real estate: | 307,396 |
| Tier 1 Leverage Ratio | 11.7 |
|
Commercial and industrial loans | 42,716 |
| Tier 1 Capital Ratio | 14.13 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.39 |
|
Loans to individuals - Other | 15,933 |
|
|
|
|
:· Peoples Bank of Kentucky, Inc.
