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 The Howard State Bank, Howard, Kansas
The Howard State Bank, Howard, Kansas
| RSSD ID 998358 | CERTIFICATE 4693 | ABA NUMBER 101103547 |
| 100 S Wabash |
Quarter Ended : |
2025-09-30 |
| Howard, Kansas, 67349 |
Updated : |
2025-10-22 |
| www.howardstatebank.com |
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| Institution Profile |
| Year Opened : |
1877 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 77,185 |
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Total Interest Income | 3,008 |
| Total Liabilities | 70,649 |
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Total NonInterest Income | 155 |
| Total Bank Equity Capital | 6,536 |
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Total Interest Expense | 491 |
| Total Deposits | 70,440 |
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Total NonInterest Expense | 1,502 |
| Net Loans & Leases | 47,251 |
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Net Income | 1,131 |
| Loan Loss Allowance | 675 |
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Net Charge Offs | (67) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 9,731 |
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Total loans | 46,645 |
| Total assets for the leverage ratio | 76,469 |
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Loans secured by real estate: | 25,961 |
| Tier 1 Leverage Ratio | 11.84 |
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Commercial and industrial loans | 6,587 |
| Tier 1 Capital Ratio | 14.93 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.04 |
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Loans to individuals - Other | 2,770 |
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:· The Howard State Bank, Howard, Kansas
