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The Howard State Bank, Howard, Kansas
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The Howard State Bank, Howard, Kansas
| RSSD ID 998358 | CERTIFICATE 4693 | ABA NUMBER 101103547 |
| 100 S Wabash |
Quarter Ended : |
2026-06-30 |
| Howard, Kansas, 67349 |
Updated : |
2026-07-06 |
| www.howardstatebank.com |
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| Institution Profile |
| Year Opened : |
1877 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 80,211 |
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Total Interest Income | 2,208 |
| Total Liabilities | 72,802 |
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Total NonInterest Income | 99 |
| Total Bank Equity Capital | 7,409 |
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Total Interest Expense | 332 |
| Total Deposits | 71,089 |
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Total NonInterest Expense | 1,005 |
| Net Loans & Leases | 53,425 |
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Net Income | 947 |
| Loan Loss Allowance | 678 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 10,431 |
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Total loans | 53,134 |
| Total assets for the leverage ratio | 79,901 |
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Loans secured by real estate: | 33,356 |
| Tier 1 Leverage Ratio | 12.21 |
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Commercial and industrial loans | 3,500 |
| Tier 1 Capital Ratio | 15.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.96 |
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Loans to individuals - Other | 3,256 |
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