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 Elkton Bank & Trust Company
Elkton Bank & Trust Company
| RSSD ID 998648 | CERTIFICATE 12162 | ABA NUMBER 83902727 |
| 30 Public Sq |
Quarter Ended : |
2025-06-30 |
| Elkton, Kentucky, 42220 |
Updated : |
2025-07-28 |
| elktonbankandtrust.com |
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| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 191,510 |
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Total Interest Income | 4,383 |
| Total Liabilities | 168,911 |
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Total NonInterest Income | 490 |
| Total Bank Equity Capital | 22,599 |
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Total Interest Expense | 1,247 |
| Total Deposits | 162,121 |
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Total NonInterest Expense | 2,217 |
| Net Loans & Leases | 80,262 |
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Net Income | 1,143 |
| Loan Loss Allowance | 811 |
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Net Charge Offs | (8) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 25,284 |
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Total loans | 80,064 |
| Total assets for the leverage ratio | 187,542 |
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Loans secured by real estate: | 64,612 |
| Tier 1 Leverage Ratio | 13.05 |
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Commercial and industrial loans | 5,120 |
| Tier 1 Capital Ratio | 26.77 |
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Loans to individuals - Credit Cards | 335 |
| Total Capital Ratio | 27.65 |
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Loans to individuals - Other | 4,296 |
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:· Elkton Bank & Trust Company
