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 Elkton Bank & Trust Company
Elkton Bank & Trust Company
| RSSD ID 998648 | CERTIFICATE 12162 | ABA NUMBER 83902727 |
| 30 Public Sq |
Quarter Ended : |
2025-09-30 |
| Elkton, Kentucky, 42220 |
Updated : |
2025-10-29 |
| elktonbankandtrust.com |
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| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 194,140 |
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Total Interest Income | 6,667 |
| Total Liabilities | 170,839 |
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Total NonInterest Income | 702 |
| Total Bank Equity Capital | 23,301 |
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Total Interest Expense | 1,895 |
| Total Deposits | 164,557 |
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Total NonInterest Expense | 3,373 |
| Net Loans & Leases | 83,161 |
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Net Income | 1,686 |
| Loan Loss Allowance | 840 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 25,767 |
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Total loans | 82,793 |
| Total assets for the leverage ratio | 193,611 |
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Loans secured by real estate: | 67,306 |
| Tier 1 Leverage Ratio | 12.87 |
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Commercial and industrial loans | 4,854 |
| Tier 1 Capital Ratio | 26.79 |
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Loans to individuals - Credit Cards | 327 |
| Total Capital Ratio | 27.69 |
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Loans to individuals - Other | 4,024 |
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:· Elkton Bank & Trust Company
