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Peoples Bank
Peoples Bank
| RSSD ID 998844 | CERTIFICATE 16265 | ABA NUMBER 73922005 |
| 1230 Valley Dr |
Quarter Ended : |
2025-12-31 |
| Rock Valley, Iowa, 51247 |
Updated : |
2026-02-06 |
| www.peoples-ebank.com |
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| Institution Profile |
| Year Opened : |
1945 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
141 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,177,250 |
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Total Interest Income | 67,540 |
| Total Liabilities | 1,048,122 |
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Total NonInterest Income | 6,807 |
| Total Bank Equity Capital | 129,128 |
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Total Interest Expense | 25,568 |
| Total Deposits | 1,000,470 |
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Total NonInterest Expense | 24,013 |
| Net Loans & Leases | 989,716 |
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Net Income | 21,197 |
| Loan Loss Allowance | 13,414 |
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Net Charge Offs | 456 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 135,439 |
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Total loans | 978,254 |
| Total assets for the leverage ratio | 1,146,683 |
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Loans secured by real estate: | 420,886 |
| Tier 1 Leverage Ratio | 10.69 |
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Commercial and industrial loans | 158,391 |
| Tier 1 Capital Ratio | 11.9 |
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Loans to individuals - Credit Cards | 406 |
| Total Capital Ratio | 13.15 |
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Loans to individuals - Other | 14,477 |
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