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Filing updates from : 2025-02-19
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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(USD, in thousands) |
|
RC
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Loans and leases, net of unearned income |
189,202 |
189,201 |
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RC
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Loans and leases, net of unearned income and allowance |
186,603 |
186,602 |
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RC
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Other assets (from Schedule RC-F) |
7,090 |
7,097 |
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RC
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Total assets |
281,907 |
281,913 |
|
RC
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In domestic offices |
256,667 |
256,658 |
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RC
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Noninterest bearing**** |
63,088 |
63,079 |
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RC
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Other liabilities (from Schedule RC-G) |
885 |
754 |
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RC
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Total liabilities |
262,597 |
262,457 |
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RC
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Retained earnings |
18,956 |
19,071 |
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RC
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Accumulated other comprehensive income******** |
(6,376) |
(6,345) |
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RC
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Total bank equity capital |
19,310 |
19,456 |
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RC
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Total equity capital |
19,310 |
19,456 |
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RC
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Total liabilities and equity capital |
281,907 |
281,913 |
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RCCI
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Loans secured by other nonfarm nonresidential properties |
8,985 |
8,984 |
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RCCI
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Total loans and leases held for investment and held for sale |
189,202 |
189,201 |
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RCE
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Individuals, partnerships, and corporations (Transaction Accounts ( Total transaction accounts)) |
74,655 |
74,646 |
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RCE
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Total (Transaction Accounts ( Total transaction accounts )) |
85,081 |
85,072 |
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RCE
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Total (Memo: Total demand deposits ) |
65,785 |
65,777 |
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RCF
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Net deferred tax assets** |
1,825 |
1,897 |
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RCF
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All other assets (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
1,000 |
935 |
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RCF
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Total |
7,090 |
7,097 |
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RCG
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Other expenses accrued and unpaid (includes accrued income taxes payable) |
293 |
187 |
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RCG
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All other liabilities (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
423 |
398 |
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RCG
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Prepaid Expense |
402 |
378 |
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RCG
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Total |
885 |
754 |
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RCO
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Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance Act and FDIC regulations |
256,757 |
256,748 |
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RCO
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Average tangible equity for the calendar quarter |
25,687 |
25,801 |
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RCO
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Amount of deposit accounts (excluding retirement accounts) of $100,000 or less |
137,407 |
137,398 |
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RCO
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Number of deposit accounts (excluding retirement accounts) of $100,000 or less (to be completed for the June report only) |
9,918 |
9,917 |
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RCR
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Retained earnings |
18,956 |
19,071 |
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RCR
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Accumulated other comprehensive income (AOCI) |
(6,376) |
(6,345) |
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RCR
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Common equity tier 1 capital before adjustments and deductions |
19,310 |
19,456 |
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RCR
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LESS: Net unrealized gains (losses) on available-for-sale securities (if a gain, report as a positive value: if a loss, report as a negative value) |
(6,376) |
(6,345) |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
25,686 |
25,801 |
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RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
25,686 |
25,801 |
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RCR
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Tier 1 capital |
25,686 |
25,801 |
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RCR
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Leverage ratio |
9.07 |
9.12 |
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RCR
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Total capital |
27,708 |
27,823 |
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RCR
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Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
161,170 |
161,176 |
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RCR
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Common equity tier 1 capital ratio |
15.94 |
16.01 |
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RCR
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Tier1 capital ratio |
15.94 |
16.01 |
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RCR
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Total capital ratio |
17.19 |
17.26 |
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RCR
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Capital conservation buffer |
9.19 |
9.26 |
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RCR
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All other exposures (Totals From Schedule RC) |
61,654 |
61,653 |
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RCR
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All other exposures (100%) |
61,654 |
61,653 |
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RCR
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All other assets (Totals From Schedule RC) |
9,436 |
9,443 |
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RCR
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All other assets (100%) |
8,760 |
8,767 |
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RCR
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Total balance sheet assets (Totals From Schedule RC) |
281,907 |
281,913 |
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RCR
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Total balance sheet assets (100%) |
80,958 |
80,964 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
81,519 |
81,525 |
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RCR
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Risk-weighted assets by risk-weight category (100%) |
81,519 |
81,525 |
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RCR
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Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
161,826 |
161,832 |
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RCR
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Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
161,826 |
161,832 |
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RCR
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Total risk-weighted assets |
161,170 |
161,176 |
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RI
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Salaries and employee benefits |
3,330 |
3,215 |
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RI
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Total noninterest expense |
6,605 |
6,490 |
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RI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
566 |
681 |
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RI
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Income (loss) before applicable income taxes and discontinued operations |
566 |
681 |
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RI
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Income (loss) before discontinued operations |
618 |
733 |
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RI
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Net income (loss) attributable to bank and noncontrolling (minority) interests |
618 |
733 |
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RI
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Net income (loss) attributable to bank |
618 |
733 |
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RIA
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Net income (loss) attributable to bank |
618 |
733 |
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RIA
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Other comprehensive income ** |
(378) |
(346) |
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RIA
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Total bank equity capital end of current period |
19,310 |
19,457 |
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:· bank filing updates :· cayuga lake national bank 
