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Filing updates from : 2025-02-20
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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(USD, in thousands) |
|
RC
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LESS: Allowance for loan and lease losses |
7,641 |
8,613 |
|
RC
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Loans and leases, net of unearned income and allowance |
605,761 |
604,789 |
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RC
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Other assets (from Schedule RC-F) |
30,866 |
31,069 |
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RC
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Total assets |
812,202 |
811,433 |
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RC
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Retained earnings |
50,455 |
49,686 |
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RC
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Total bank equity capital |
100,588 |
99,819 |
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RC
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Total equity capital |
102,476 |
101,707 |
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RC
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Total liabilities and equity capital |
812,202 |
811,433 |
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RCF
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Net deferred tax assets** |
2,405 |
2,608 |
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RCF
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Total |
30,866 |
31,069 |
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RCN
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Additions to nonaccrual assets during the quarter |
11,295 |
932 |
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RCR
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Retained earnings |
50,455 |
49,686 |
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RCR
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Common equity tier 1 capital before adjustments and deductions |
100,588 |
99,819 |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
96,739 |
95,970 |
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RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
96,739 |
95,970 |
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RCR
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Tier 1 capital |
96,739 |
95,970 |
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RCR
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Leverage ratio |
11.37 |
11.28 |
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RCR
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Allowance for loan and lease losses includable in tier 2 capital |
7,937 |
8,612 |
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RCR
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Tier 2 capital before deductions |
7,937 |
8,612 |
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RCR
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Tier 2 capital |
7,937 |
8,612 |
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RCR
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Total capital |
104,676 |
104,582 |
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RCR
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Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
688,807 |
688,712 |
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RCR
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Common equity tier 1 capital ratio |
14.04 |
13.93 |
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RCR
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Tier1 capital ratio |
14.04 |
13.93 |
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RCR
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Total capital ratio |
15.2 |
15.19 |
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RCR
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Capital conservation buffer |
7.2 |
7.19 |
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RCR
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LESS: Allowance for loan and lease losses (Totals From Schedule RC) |
7,641 |
8,613 |
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RCR
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LESS: Allowance for loan and lease losses (Adjustments to Totals) |
7,641 |
8,613 |
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RCR
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All other assets (Totals From Schedule RC) |
47,603 |
47,806 |
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RCR
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All other assets (100%) |
36,510 |
36,713 |
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RCR
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Total balance sheet assets (Totals From Schedule RC) |
812,202 |
811,433 |
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RCR
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Total balance sheet assets (Adjustments to Totals) |
(4,740) |
(5,712) |
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RCR
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Total balance sheet assets (100%) |
624,081 |
624,284 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
624,547 |
624,750 |
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RCR
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Risk-weighted assets by risk-weight category (100%) |
624,547 |
624,750 |
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RCR
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Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
688,807 |
689,010 |
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RCR
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Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
688,807 |
689,010 |
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RCR
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LESS: Excess allowance for loan and lease losses |
0 |
298 |
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RCR
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Total risk-weighted assets |
688,807 |
688,712 |
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RI
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Provision for loan and lease losses(Institutions that have adopted ASU-2016-13 should report the provisions for credit losses on all financial assets that fall within the scope of the standard) |
2,301 |
3,274 |
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RI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
15,071 |
14,098 |
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RI
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Income (loss) before applicable income taxes and discontinued operations |
15,071 |
14,098 |
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RI
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Applicable income taxes |
2,973 |
2,769 |
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RI
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Income (loss) before discontinued operations |
12,098 |
11,329 |
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RI
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Net income (loss) attributable to bank and noncontrolling (minority) interests |
12,098 |
11,329 |
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RI
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Net income (loss) attributable to bank |
11,348 |
10,579 |
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RIA
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Net income (loss) attributable to bank |
11,348 |
10,579 |
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RIA
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Total bank equity capital end of current period |
100,589 |
99,820 |
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RIBII
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Provision for credit losses (Loans and Leases Held for Investment) |
2,353 |
3,326 |
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RIBII
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Balance end of current period (Loans and Leases Held for Investment) |
7,640 |
8,613 |
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:· bank filing updates :· oxford bank 
