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Filing updates from : 2025-03-27
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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|
(USD, in thousands) |
|
RC
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Noninterest bearing balances and currency and coin* |
7,668 |
5,746 |
|
RC
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Interest bearing balances** |
728 |
2,650 |
|
RC
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Other assets (from Schedule RC-F) |
31,654 |
31,109 |
|
RC
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Total assets |
729,785 |
729,240 |
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RC
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Other liabilities (from Schedule RC-G) |
3,371 |
3,314 |
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RC
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Total liabilities |
660,976 |
660,919 |
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RC
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Retained earnings |
82,201 |
81,713 |
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RC
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Total bank equity capital |
68,809 |
68,321 |
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RC
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Total equity capital |
68,809 |
68,321 |
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RC
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Total liabilities and equity capital |
729,785 |
729,240 |
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RCF
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Net deferred tax assets** |
5,013 |
5,173 |
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RCF
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All other assets (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
2,420 |
1,715 |
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RCF
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Total |
31,654 |
31,109 |
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RCG
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Other expenses accrued and unpaid (includes accrued income taxes payable) |
545 |
488 |
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RCG
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Total |
3,371 |
3,314 |
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RCN
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Secure by first liens ( Past due 30 through 89 days and still accruing) |
528 |
47 |
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RCN
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Secured by junior liens ( Past due 30 through 89 days and still accruing) |
0 |
4 |
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RCN
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Commercial and industrial loans ( Past due 30 through 89 days and still accruing) |
0 |
467 |
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RCN
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Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Past due 30 through 89 days and still accruing) |
0 |
14 |
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RCN
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Total loans and leases ( Past due 30 through 89 days and still accruing) |
528 |
532 |
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RCR
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Retained earnings |
82,201 |
81,713 |
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RCR
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Common equity tier 1 capital before adjustments and deductions |
68,809 |
68,321 |
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RCR
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LESS:Deferred tax assets (DTAs) that arise from net operating loss and tax credit carryforwards, net of any related valuation allowances and net of DTLs |
27 |
653 |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
81,981 |
80,867 |
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RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
81,981 |
80,867 |
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RCR
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Tier 1 capital |
81,981 |
80,867 |
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RCR
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LESS: Deductions from common equity tier 1 capital and additional tier 1 capital |
221 |
847 |
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RCR
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Total assets for the leverage ratio |
739,087 |
738,461 |
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RCR
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Leverage ratio |
11.09 |
10.95 |
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RCR
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Total capital |
84,617 |
83,503 |
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RCR
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Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
377,473 |
375,917 |
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RCR
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Common equity tier 1 capital ratio |
21.72 |
21.51 |
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RCR
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Tier1 capital ratio |
21.72 |
21.51 |
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RCR
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Total capital ratio |
22.42 |
22.21 |
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RCR
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Capital conservation buffer |
14.42 |
14.21 |
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RCR
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Cash and balances due from depository institutions (0%) |
2,518 |
4,440 |
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RCR
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Cash and balances due from depository institutions (20%) |
5,878 |
3,956 |
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RCR
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All other assets (Totals From Schedule RC) |
48,112 |
47,567 |
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RCR
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All other assets (Adjustments to Totals) |
221 |
847 |
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RCR
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All other assets (100%) |
44,294 |
43,123 |
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RCR
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Total balance sheet assets (Totals From Schedule RC) |
729,785 |
729,240 |
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RCR
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Total balance sheet assets (Adjustments to Totals) |
(19,898) |
(19,272) |
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RCR
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Total balance sheet assets (0%) |
41,723 |
43,645 |
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RCR
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Total balance sheet assets (20%) |
208,718 |
206,796 |
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RCR
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Total balance sheet assets (100%) |
138,186 |
137,015 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (0%) |
41,723 |
43,645 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (20%) |
208,718 |
206,796 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
155,189 |
154,018 |
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RCR
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Risk-weighted assets by risk-weight category (20%) |
41,744 |
41,359 |
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RCR
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Risk-weighted assets by risk-weight category (100%) |
155,189 |
154,018 |
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RCR
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Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
377,473 |
375,917 |
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RCR
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Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
377,473 |
375,917 |
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RCR
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Total risk-weighted assets |
377,473 |
375,917 |
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RI
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Applicable income taxes |
(951) |
(463) |
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RI
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Income (loss) before discontinued operations |
990 |
502 |
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RI
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Net income (loss) attributable to bank and noncontrolling (minority) interests |
990 |
502 |
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RI
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Net income (loss) attributable to bank |
990 |
502 |
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RIA
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Net income (loss) attributable to bank |
990 |
502 |
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RIA
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Total bank equity capital end of current period |
68,809 |
68,321 |
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:· bank filing updates :· cfsbank 
