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Filing updates from : 2025-03-28
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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(USD, in thousands) |
|
RC
|
Available for sale securities (from Schedule RC-B) |
78,020 |
78,520 |
|
RC
|
LESS: Allowance for loan and lease losses |
1,742 |
1,548 |
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RC
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Loans and leases, net of unearned income and allowance |
226,948 |
227,142 |
|
RC
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Other assets (from Schedule RC-F) |
13,462 |
13,357 |
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RC
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Total assets |
354,582 |
355,171 |
|
RC
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Other liabilities (from Schedule RC-G) |
5,333 |
5,358 |
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RC
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Total liabilities |
321,449 |
321,474 |
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RC
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Retained earnings |
29,672 |
29,446 |
|
RC
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Accumulated other comprehensive income******** |
(6,652) |
(5,862) |
|
RC
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Total bank equity capital |
33,133 |
33,697 |
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RC
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Total equity capital |
33,133 |
33,697 |
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RC
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Total liabilities and equity capital |
354,582 |
355,171 |
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RCB
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Other domestic debt securities ((Available for sale) Fair Value) |
2,266 |
2,766 |
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RCB
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Total ((Available for sale) Fair Value) |
78,020 |
78,520 |
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RCB
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Three months or less |
16,861 |
17,361 |
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RCF
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Net deferred tax assets** |
2,792 |
2,687 |
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RCF
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Total |
13,462 |
13,357 |
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RCG
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Other expenses accrued and unpaid (includes accrued income taxes payable) |
3,946 |
3,972 |
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RCG
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All other liabilities (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
1,038 |
1,037 |
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RCG
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Total |
5,333 |
5,358 |
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RCO
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Average tangible equity for the calendar quarter |
39,785 |
39,559 |
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RCR
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Retained earnings |
29,672 |
29,446 |
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RCR
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Accumulated other comprehensive income (AOCI) |
(6,652) |
(5,862) |
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RCR
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Common equity tier 1 capital before adjustments and deductions |
33,133 |
33,697 |
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RCR
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LESS: Net unrealized gains (losses) on available-for-sale securities (if a gain, report as a positive value: if a loss, report as a negative value) |
(6,652) |
(5,862) |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
39,785 |
39,559 |
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RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
39,785 |
39,559 |
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RCR
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Tier 1 capital |
39,785 |
39,559 |
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RCR
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Leverage ratio |
11.09 |
11.02 |
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RCR
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Allowance for loan and lease losses includable in tier 2 capital |
2,635 |
2,441 |
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RCR
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Tier 2 capital before deductions |
2,635 |
2,441 |
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RCR
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Tier 2 capital |
2,635 |
2,441 |
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RCR
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Total capital |
42,420 |
42,000 |
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RCR
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Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
268,357 |
268,252 |
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RCR
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Common equity tier 1 capital ratio |
14.83 |
14.75 |
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RCR
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Tier1 capital ratio |
14.83 |
14.75 |
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RCR
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Total capital ratio |
15.81 |
15.66 |
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RCR
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Capital conservation buffer |
7.81 |
7.66 |
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RCR
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Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (Totals From Schedule RC) |
78,020 |
78,520 |
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RCR
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Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (Adjustments to Totals) |
(8,422) |
(7,922) |
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RCR
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LESS: Allowance for loan and lease losses (Totals From Schedule RC) |
1,742 |
1,548 |
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RCR
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LESS: Allowance for loan and lease losses (Adjustments to Totals) |
1,742 |
1,548 |
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RCR
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All other assets (Totals From Schedule RC) |
19,761 |
19,656 |
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RCR
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All other assets (100%) |
18,267 |
18,162 |
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RCR
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Total balance sheet assets (Totals From Schedule RC) |
354,582 |
355,171 |
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RCR
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Total balance sheet assets (Adjustments to Totals) |
(11,010) |
(10,316) |
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RCR
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Total balance sheet assets (100%) |
193,945 |
193,840 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
205,462 |
205,357 |
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RCR
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Risk-weighted assets by risk-weight category (100%) |
205,462 |
205,357 |
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RCR
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Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
268,357 |
268,252 |
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RCR
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Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
268,357 |
268,252 |
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RCR
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Total risk-weighted assets |
268,357 |
268,252 |
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RI
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Time deposits of $250,000 or less |
3,056 |
3,055 |
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RI
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Total interest expense |
5,129 |
5,128 |
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RI
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Net interest income |
13,408 |
13,409 |
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RI
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Provision for loan and lease losses(Institutions that have adopted ASU-2016-13 should report the provisions for credit losses on all financial assets that fall within the scope of the standard) |
1,215 |
1,521 |
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RI
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Other noninterest income* |
1,186 |
1,215 |
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RI
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Total noninterest income |
1,761 |
1,790 |
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RI
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Salaries and employee benefits |
5,973 |
5,940 |
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RI
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Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest) |
1,501 |
1,556 |
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RI
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Other noninterest expense* |
3,807 |
3,782 |
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RI
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Total noninterest expense |
11,281 |
11,278 |
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RI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
2,680 |
2,407 |
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RI
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Income (loss) before applicable income taxes and discontinued operations |
2,680 |
2,407 |
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RI
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Applicable income taxes |
415 |
369 |
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RI
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Income (loss) before discontinued operations |
2,265 |
2,038 |
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RI
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Net income (loss) attributable to bank and noncontrolling (minority) interests |
2,265 |
2,038 |
|
RI
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Net income (loss) attributable to bank |
2,265 |
2,038 |
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RIA
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Net income (loss) attributable to bank |
2,265 |
2,038 |
|
RIA
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LESS: Cash dividends declared on common stock |
782 |
781 |
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RIA
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Other comprehensive income ** |
650 |
1,440 |
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RIA
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Total bank equity capital end of current period |
33,133 |
33,697 |
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RIBII
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Provision for credit losses (Loans and Leases Held for Investment) |
322 |
128 |
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RIBII
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Provision for credit losses (Available-for-Sale Debt Securities) |
0 |
500 |
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RIBII
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Balance end of current period (Loans and Leases Held for Investment) |
1,742 |
1,548 |
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RIBII
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Balance end of current period (Available-for-Sale Debt Securities) |
0 |
500 |
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RIE
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Earnings on/increase in value of cash surrender value of life insurance |
227 |
256 |
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RIE
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Data processing expenses |
825 |
771 |
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:· bank filing updates :· cattaraugus county bank 
